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To be a PR1MA home owner, follow the steps below.



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Complete your registration.

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You have to apply for developments that are open for application as entry for balloting will not be automatic.



An open and transparent "balloting" process will be conducted for applicants who have fulfilled all the requirements.



PR1MA offers the best help for your property end financing.

  • Ballot results will be listed on
  • Successful applicants will be contacted via e-mail
  • Once verification is complete, successful applicants will be contacted to choose their desired home unit

Find the best financial help for your property end-financing with PR1MA.


Select from PR1MA’s panel banks for an end-financing package that suits you best.

  • Participating institutions:
  • Packages include financing of up to 110% of the Sale and Purchase (SPA) prices for eligible buyers.
  • No downpayment will be required if you are able to secure the maximum loans.

Getting a loan

  • Serve the interest during construction and commence instalment only upon completion of the property.

*Final terms and conditions are subject to the bank’s approval.


Moratorium is a time period during which no transfer of ownership activity is allowed. In this context, you may not sell, dispose, or rent your PR1MA home until the moratorium expires, which is 5 years from the date of your Sale and Purchase Agreement


The Rent-To-Own (RTO) financing programme is one of the buyer-friendly financing facilities available for qualified middle-income Malaysians to realise the dream of owning their own PR1MA home. This scheme, however, is only open to potential buyers whose loan application from any of PR1MA’s panel banks was not approved.

Eligibility for the RTO financing scheme is subject to terms and conditions. Each application will be thoroughly examined by a special committee and approval is subject to PR1MA's discretion.

Applicants who have already selected their homes should first apply for their home financing through any of PR1MA’s panel banks, commercial banks of their choice or government housing loan schemes to avoid any delays in the home-ownership process.

Application for Rent-To-Own (RTO) financing program for PR1MA Homes is unavailable at the moment and will be made available soon.


We truly care for the wellbeing of our homeowners. With Care by PR1MA, you can enjoy better insurance coverage for home ownership.

PR1MA tenants under the RTO scheme

Due to unforeseen circumstances such as death or permanent disability, you can continue to stay in your home rent-free for up to a year.

PR1MA also provides funeral expenses for its RTO tenants and for Musilms, this includes expenses for Badaal Haji.

Other PR1MA homeowners/registrants

PR1MA homeowners will receive a premium rate reduction of 10-15%.

The MRTT/MRTA gives extra coverage for personal accidents as well as funeral expenses. There are also good rates for fire insurance and Motor Takaful. For motor insurance products, you are eligible for the PR1MA Care privilege card, which entitles you to annual returns.

PR1MA End-Financing Scheme

The key features of this scheme include stepped-up financing, access to EPF Account 2 housing withdrawal and waiver of stamp duty on Sales & Purchase Agreement (SPA) and Loan Agreement.

Find out more